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The growth of embedded finance is undeniable. Apple Pay alone is estimated to have over 500 million users.
The point-of-sale finance market (which includes BNPL and point-of-sale credit) is set to exceed $760 billion in transaction value by 2025. As many as 14.2 million Americans with a checking account now consider a digital bank to be their primary bank
Digital banking refers to the conducting of all banking activity digitally, divorced from any physical space. Larger banks may insist that their apps are part of digital banking
The difference isn’t just semantic. In addition to having expensive physical branches to maintain, legacy banks are built on legacy tech (think: IBM mainframes), which means the process of making changes is slow and costly.
The growth of embedded finance is undeniable. Apple Pay alone is estimated to have over 500 million users.
The point-of-sale finance market (which includes BNPL and point-of-sale credit) is set to exceed $760 billion in transaction value by 2025. As many as 14.2 million Americans with a checking account now consider a digital bank to be their primary bank
Digital banking refers to the conducting of all banking activity digitally, divorced from any physical space. Larger banks may insist that their apps are part of digital banking
The difference isn’t just semantic. In addition to having expensive physical branches to maintain, legacy banks are built on legacy tech (think: IBM mainframes), which means the process of making changes is slow and costly.
The growth of embedded finance is undeniable. Apple Pay alone is estimated to have over 500 million users.
The point-of-sale finance market (which includes BNPL and point-of-sale credit) is set to exceed $760 billion in transaction value by 2025. As many as 14.2 million Americans with a checking account now consider a digital bank to be their primary bank
Digital banking refers to the conducting of all banking activity digitally, divorced from any physical space. Larger banks may insist that their apps are part of digital banking
The difference isn’t just semantic. In addition to having expensive physical branches to maintain, legacy banks are built on legacy tech (think: IBM mainframes), which means the process of making changes is slow and costly.
The growth of embedded finance is undeniable. Apple Pay alone is estimated to have over 500 million users.
The point-of-sale finance market (which includes BNPL and point-of-sale credit) is set to exceed $760 billion in transaction value by 2025. As many as 14.2 million Americans with a checking account now consider a digital bank to be their primary bank
Digital banking refers to the conducting of all banking activity digitally, divorced from any physical space. Larger banks may insist that their apps are part of digital banking
The difference isn’t just semantic. In addition to having expensive physical branches to maintain, legacy banks are built on legacy tech (think: IBM mainframes), which means the process of making changes is slow and costly.
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